USDT BEP20 has become one of the most popular versions of Tether, offering fast and low-cost transactions.
It runs on the Binance Smart Chain (BSC), offering lower fees and faster transfers compared to other networks, such as ERC20 or TRC20.
In this guide, we will explain what USDT BEP20 is, how it works, the differences between BEP20 and TRC20, and how to set up your USDT BEP20 wallet on ZendWallet.
What is USDT BEP20?
USDT under the BEP20 standard is the Tether stablecoin issued on the Binance Smart Chain. It’s pegged 1:1 to the US dollar, meaning one token equals one USD.
The BEP20 format functions like Ethereum’s ERC20, but on Binance Smart Chain.
People use this version of Tether because it allows faster, cheaper transactions.
For example, sending $100 worth of Ethereum might cost around $3–$5 in gas fees, while on Binance Smart Chain, it can cost less than $0.10.
Also Read: USDT TRC20 Contract Address: What It Means and How to Use It
BEP20 Contract Address
Each token on Binance Smart Chain has a unique contract address that identifies it on the network.
The official Tether (USDT) BEP20 contract address is:
0x55d398326f99059ff775485246999027b3197955
You can confirm it on BscScan.
Always double-check the address before sending or receiving to avoid scams or fake tokens.
Related: BEP20 Wallet Address: Your Guide to What It Is and How to Create One
How to Get a USDT BEP20 Wallet on ZendWallet
Getting a USDT BEP20 wallet on ZendWallet is simple and automatic.
There’s no need to set up or activate the Binance Smart Chain yourself; it’s already integrated.
Step 1: Create Your ZendWallet Account
Go to zendwallet.com or download the app.
Sign up with your email, verify your account, and log in.
Your BEP20 wallet is created automatically.
Step 2: Find Your BEP20 Address
In your dashboard, open the Wallets section.
Select USDT and choose the BEP20 network.
Your address will start with “0x”. Copy it to receive tokens.
Step 3: Receive or Send Tokens
You can receive from any exchange or wallet that supports Binance Smart Chain.
To send, paste the recipient’s address and confirm the transaction.
Step 4: Use or Convert Your Tokens
Use ZendWallet to hold, send, or convert your stablecoins.
Transactions are fast, secure, and available across Africa and beyond.
Related: How to Buy & Create USDT TRC20 Wallet on ZendWallet
How Do I Find My USDT BEP20 Address?
Your BEP20 address is your wallet address on Binance Smart Chain. It usually starts with “0x” and is used to send or receive funds.
In ZendWallet, your address appears automatically under the USDT wallet section. You can copy it anytime to receive or share.
Difference Between USDT BEP20 and TRC20
The main difference is the blockchain network they operate on:
- BEP20 runs on the Binance Smart Chain (BSC).
- TRC20 runs on the TRON network.
Comparison highlights:
- Fees: BEP20 uses BNB for gas, while TRC20 uses TRX. Both are cheaper than ERC20.
- Speed: Both process transactions in seconds.
- Compatibility: Always send tokens on the same network type.
Sending BEP20 to a TRC20 address (or vice versa) can lead to lost funds, so always check the network before confirming.
USDT BEP20 vs TRC20 and ERC20
All three represent Tether (USDT) but on different blockchains:
- BEP20 – Built on Binance Smart Chain. It’s fast, cheap, and great for daily transactions.
- TRC20 – Runs on TRON. Also, low-fee and fast, often used within TRON wallets.
- ERC20 – Runs on Ethereum. Highly secure and widely used, but expensive when the network is busy.
Example:
Transferring $500 worth of Tether between wallets could cost:
- ERC20: $10–$25 in gas fees
- TRC20: around $0.50
- BEP20: often less than $0.20
This is why many users and businesses prefer the BEP20 network; it’s reliable, cost-effective, and easy to use.
Wallets That Support BEP20
Several wallets support BEP20-based Tether, including:
- ZendWallet
- Trust Wallet
- Binance Wallet
- MetaMask (after adding the BSC network)
Our platform, ZendWallet, is the best trading platform for anyone who wants a ready-to-use wallet without extra setup. It automatically creates your address and supports instant transactions.
You can also Read: ERC20 Wallet & ERC20 Meaning: The Complete Guide for 2025
Can You Transfer Using BEP20?
Yes, you can transfer Tether on the BEP20 network between any wallets or exchanges that support Binance Smart Chain.
For example, you can send from Binance to ZendWallet by choosing BEP20 (BSC) during withdrawal. The transaction usually completes within seconds and costs very little.
Is It Safe?
Yes, BEP20-based Tether is safe when handled through trusted platforms and verified contract addresses.
Binance Smart Chain uses advanced security features, and ZendWallet ensures your assets are stored securely.
Always confirm the official Tether contract address before receiving funds to avoid fake tokens.
Should You Use BEP20 or ERC20?
Your choice depends on how you plan to use it.
If you trade often, send money internationally, or want to save on gas fees, BEP20 is the better choice. It’s fast and inexpensive.
For interaction with Ethereum-based applications or protocols that necessitate ERC20, using ERC20 is appropriate; however, be prepared for increased transaction expenses.
For most users, BEP20 offers the best balance between cost, speed, and accessibility.
Conclusion
BEP20 Tether is an excellent choice for anyone who values quick, affordable, and dependable crypto transactions.
With ZendWallet, your wallet is ready as soon as you sign up. It’s already configured for fast and secure transfers.
Start using BEP20 USDT today and enjoy faster, cheaper payments across Africa and beyond with ZendWallet.
